Filing a Home Insurance Claim

For restoring your home

The unexpected has already happened. You don't need or want any more curveballs on your path back to normalcy. Here you'll find everything you need to navigate the home insurance claims process smoothly, so you can focus on what matters—restoring your home.

Step 1

File a claim with your insurance company to request a claims check.

Step 2

Visit an SCCU branch or mail us the items below for claims check endorsement.

Claims Check Endorsement

As a friendly reminder, be sure that all loan signers and lienholders listed on the claims check sign it so it can be endorsed. Here's a list of everything you need to provide SCCU in order for us to endorse your claims check:

The claims check. If you choose to mail the check to us, we will endorse it and send it back to the appropriate party.
A completed and signed Insurance Proceeds Agreement.
A completed copy of the Insurance Adjuster's Report or Statement of Loss.
Secondary lienholders' approval (if applicable).

Mailing Addresses

If you're mailing us any items, we recommend choosing a mailing service that allows you to track your package.

Regular Mail:

Space Coast Credit Union
PO Box 419001
Melbourne, FL 32941

Overnight:

Space Coast Credit Union
8045 N. Wickham Road
Melbourne, FL 32940

Step 3

Once you have your endorsed claims check, it's time to cash those funds to make repairs to your home!

Step 4

Provide us with the documents below throughout your home repairs process.^†

Repair Process Documents to Share:

✔ Contractor estimates
✔ Repair invoices
✔ Repair receipts
✔ Completed county permits
✔ Loss statement (if you have a negotiated or settlement claim)

^†Repairs over $40,000 are required to be tracked.