Individual Retirement Accounts (IRAs)
Plan for the future you want
Looking to save for retirement? Individual Retirement Accounts (IRAs) are one of the best ways to prepare for retirement, save on taxes, and even save for other expenses. With flexible deposit options and no annual maintenance fee, you keep what you earn.
Product Features
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Unlimited Deposits up to Your Maximum Yearly Contribution
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Interest is Earned for the Length of Term and May be Tax Deferred
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Deposits are Federally Insured by NCUA up to $250,000
- Free CALL-24 telephone banking
- Free Statements
| Minimum opening deposit |
$100 (or payroll deduction) |
|---|---|
| Transaction limit |
Unlimited deposits |
| Earns interest |
Yes |
| Minimum daily balance |
None |
| Monthly low balance fee |
None |
| Requires an adult joint account holder |
No |
| Monthly service fee |
None |
| Balance | Interest Rate | APY^ |
|---|---|---|
| $0 - $9,999.99 | 0.50% | 0.50% |
| $10,000 - $24,999.99 | 0.55% | 0.55% |
| $25,000 - $49,999.99 | 0.60% | 0.60% |
| $50,000 - $99,999.99 | 0.65% | 0.65% |
| $100,000 - $249,999.99 | 0.70% | 0.70% |
| $250,000 and over | 0.75% | 0.75% |
Consult your tax advisor for specific tax advantages related to Individual Retirement Accounts.
Rates are accurate as of the effective date displayed, and they are subject to change. The APY (Annual Percentage Yield) is a percentage rate that reflects the total amount of interest paid on the account, based on the interest rate and the frequency of compounding for a 365-day period. Fees may reduce earnings on the account.