Visa® Platinum Business Credit Card
Cover the planned and unexpected with confidence
Our Visa® Platinum Business Credit Card rewards you on all of your business purchases while giving you several redemption options, such as cash back, gift cards, travel, entertainment, and much more. With no annual fee and low competitive rates, we give you the flexibility you need to focus on growing your business.
Product Features
-
Rewards with Every Purchase61
-
Special Introductory Rates For The First 6 Months57
- Free 2Way Text Fraud Alerts
- No Annual Fee
- No Balance Transfer Fee
- No Cash Advance Fee
- Visa Account Updater – Auto update card information with participating merchants
- Visa Zero Liability Protection14
- Digital Wallet Payment Options
- Contactless Payments
- Free Card Controls to Manage Card Usage in the SCCU Mobile App
Earn Points with Every Purchase!
Points
Restaurant & Office Supply Store Purchases
Points
Gas Purchases
Point
All Other Purchases
| APR* for Purchases |
0.00% introductory APR* for first 6 billing cycles, as low as WSJ Prime Rate + 7.99% APR* thereafter. (Rates based on creditworthiness.) |
|---|---|
| APR* for Balance Transfers |
0.00% introductory APR* for first 6 billing cycles, as low as WSJ Prime Rate + 7.99% APR* thereafter. (Rates based on creditworthiness.) |
| APR* for Cash Advances |
0.00% introductory APR* for first 6 billing cycles, as low as WSJ Prime Rate + 7.99% APR* thereafter. (Rates based on creditworthiness.) |
| Annual Fee |
$0 |
| Cash Advance Fee |
$0 |
| Balance Transfer Fee |
$0 |
| Other Fees |
Late Payment Fee: up to $27 |
| Minimum Finance Charge |
$0.50 |
Frequently Asked Questions
You could use your personal credit card for business purposes, but you would lose the many advantages that having a company credit card offers. Separating your personal expenses from your business expenses can help make tracking expenses easier, which will help you when it's time to file your business taxes. It can also make it easier to review employee spending, help you manage cash flow more efficiently, and even offer you protection from fraudulent credit card charges.
When you choose a business credit card that offers the opportunity to earn points, you can redeem them for items or cash back for your business.
Yes! With SCCU's convenient Online Bill Payer service, you can not only pay bills—you can also transfer funds from one SCCU account to another. That means you can pay your SCCU Visa® Platinum Business Credit Card bill by transferring payment from your Business Share Savings Account, Free Business Checking Account or Business Interest Checking Account.
Our Visa® Platinum Business Credit Card helps you save money in several ways, including earning reward points on the purchases you make for your business. It includes these benefits and more:
- Members earn point(s) for every dollar spent:
- Earn 3 points for restaurant and office supply store purchases
- Earn 2 points for gas purchases
- Earn 1 point for all other point-of-sale purchases.
- All existing and new Visa® Platinum Business Variable credit cardholders are automatically enrolled.
- There are no fees associated with this program.
- Members can earn points on store purchases using their contactless chip physical card in-store, online, or via their digital wallet.
- Online merchants such as Instacart, Bitesquad, Doordash, etc. are included in the program to accrue points.
- Need a minimum of 2,500 points or $25 to redeem reward points for cash back.
- All of your qualifying purchases are eligible for cash back, gift cards, travel, entertainment, and much more.
- You can manage your rewards through our convenient online banking.
- Your rewards can be deposited directly into your SCCU Business Checking or Business Savings account.
- Your reward points have no expiration date while your account is open and in good standing.
To be eligible for an SCCU Visa® Platinum Business Credit Card, you will need to open a business account. To get started, call our Business Services Specialists today.
- A completed business loan application
- A completed business debit summary schedule
- A copy of your most recent two years' personal and business tax returns
- Articles of Incorporation for an S-Corp or C-Corp, or Articles of Organization for an LLC
- Proof of your company's active status on Sunbiz.org
Our business credit cards are designed to help save you money, so our Visa® Platinum Business Credit Card offers an introductory rate of 0% APR* for the first six months57 on balance transfers and purchases. See the SCCU Visa® Business Platinum Credit Card Agreement and Disclosure for more details. If you have questions or would like to learn more about a business credit card for your company, contact our Business Services Specialists.
The best business credit card is the one that helps you simplify managing your business finances so that you can stay focused on serving your customers. It should also help you save time and money, with features such as no annual fee, a low APR*, and rewards on the purchases you make for your business.
At SCCU, our Visa® Platinum Business Credit Card does all of this and more, including:
- Free additional cards for your employees.
- Security that provides coverage for damaged purchases or stolen purchases, travel problems, unauthorized charges, auto rentals and much more.
- Competitive rates for balance transfers and purchases, plus an introductory 0% APR* for the first six months
- Access to discounts and special money-saving offers from your favorite brands at visa.com.